Types of Coverage We Offer
Let Us Find the Right Insurance for You
Insurance is an essential service because everyone needs some security and peace of mind. The Brimberry Agency in Spring, Texas, wants to help you learn what protections would be best for you and your family. The best place to start is knowing the types of insurance offered. Let's take a look.
Homeowners Insurance
Homeowner's insurance works by protecting your home from dangerous threats, such as fire and smoke, water damage, some acts of nature, and theft. This insurance covers damages to the building and the contents inside it. Your house insurance also provides coverage if someone becomes injured in your home or on your property. However, umbrella insurance may be helpful in case the medical expenses of an injury sustained at your home cost more than your homeowner's liability coverage.
Auto Insurance
The state of Texas legally requires drivers to carry auto insurance. If you drive uninsured, you may face considerable penalties in the case of an accident. An auto policy protects your automobile from property damage, theft, liability, and medical expenses if involved in an accident. Auto insurance policies differ widely from person to person, so it is best to speak with an agent to ensure you get the best car insurance for your situation. Though, again, umbrella insurance would provide extra personal liability coverage in the case of severe injury.
Life Insurance
Life insurance works as a contract where a policyholder pays a certain sum over time, or all at once. In exchange for paying the premium, the insured's beneficiary receives a benefit when the policyholder dies. Life insurance isn’t mandatory, but if you pass away prematurely, a life insurance policy may offer financial security to your family. Depending on the arrangement with the insurance company, the money could pay off any remaining debt, a mortgage, or provide temporary support to keep your family afloat for a time.
Flood insurance
Flood insurance is a specific type of insurance that protects your property in the event of a flood caused by a natural disaster. Flood insurance may not seem necessary if you don’t live in an area prone to flooding. But, flooding happens in low to moderate risk areas more often than you may think.
Texas leads the nation in damages caused by floods, as well as flood-related deaths. Flash floods are commonplace in Texas. Being prepared is a good idea.
The Brimberry Agency Will Protect You
The Brimberry Agency covers more than just homeowners and automobiles. Did you know that they also include policies for renters and condo owners, as well as boats, motorcycles, and jet skis? Call today to talk to an agent who can answer all your insurance-related questions. The agency currently serves the Spring, Texas area and all of Texas online.
