Umbrella Insurance
Do you have enough liability coverage? If you're not sure, you need to read on. Umbrella insurance is one of the most important types of insurance that you can buy. It provides extra protection in case of a major lawsuit or claim. Most people think that their homeowners or auto insurance policy will cover them in case of a big claim, but that's not always the case. Umbrella insurance can help fill in the gaps and provide additional coverage above and beyond what your other policies offer. At The Brimberry Agency, we are committed to building the perfect insurance policy for your specific needs. Contact us in Spring, TX today to get started!
What Does Umbrella Insurance Cover?
Umbrella insurance covers a wide range of things, from personal injuries to property damage. It can protect you in the event that you are sued for damages that exceed the limits of your other policies. For example, if you are involved in a car accident and someone is injured, umbrella insurance can help cover the costs of their medical bills and other damages.
Benefits of Umbrella Insurance
One of the biggest benefits of umbrella insurance is its ability to provide additional coverage above and beyond what your other policies offer. For example, if you're involved in a car accident and someone sues you for $500,000 but your auto policy only covers up to $250,000 then umbrella insurance can provide coverage for the remaining $250,000.
Do You Need Umbrella Insurance?
The answer to this question depends on your specific needs and risk tolerance. If you have a high net worth or own valuable assets, then umbrella insurance is a wise investment. It's also a good idea for anyone who wants added peace of mind in case of a major lawsuit or claim.
What Is Not Covered By Umbrella Insurance?
Umbrella insurance does not cover certain things, such as business activities or personal injuries that occur while you are at work or on your own property. It also does not provide coverage for damages that are the result of illegal activity.
Contact The Brimberry Agency Today!
If you're interested in learning more about umbrella insurance, contact our insurance agency in Spring, TX today. Our team is here to listen and understand your specific insurance needs, and to build a policy that provides you the coverage you need!