Personal
Insurance for You
The Brimberry Agency is dedicated to providing you with all of the personal insurance coverage you need in Spring, Texas and the surrounding areas. Our team takes the time to understand your needs and situation so we can connect you with the best insurance policies for your budget and coverage needs. Check out our personal insurance offerings, and contact us today to speak with a friendly and knowledgeable agent!
Services
Homeowner's Insurance
Homeowners insurance is a form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. At Brimberry Insurance, we can provide you with a homeowners insurance policy tailored to your unique needs. Here are just a few of the additional coverages available to you:
ARTICLE FLOATERS
A personal articles floater is used to insure valuable personal property that often requires more coverage than what is provided by an insured's homeowner policy, due to various exclusions and limitations on homeowner coverage.
COMPUTER COVERAGE
(ISO), crime coverage form (CR 00 07) that insures against theft of money, securities, or property by using a computer to transfer covered property from the insured's premises or bank to another person or place. No coverage is provided for theft of information or for computer vandalism.
IDENTITY THEFT COVERAGE
Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. It generally covers expenses such as phone bills, lost wages, notary and certified mailing costs, and sometimes attorney fees (with the prior consent of the insurer).
JEWELRY FLOATERS
An optional addition to a homeowner's insurance policy that protects against financial loss from the damage or theft of valuable jewelry. A jewelry floater provides a higher dollar amount of coverage for jewelry than a basic homeowner's insurance policy does.
Renter’s Insurance
Are you renting your living space? Renter's insurance provides liability insurance and covers the tenant's personal property against named perils such as fire, theft, and vandalism. It also helps pay expenses in the event that the dwelling becomes uninhabitable. If you’re a renter, it pays to have a renter’s insurance policy in place in case disaster strikes, and many landlords require their tenants to be insured. Learn more about the Renter’s Insurance offered by The Brimberry Agency, and contact us today!
Auto Insurance
Auto insurance is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage. Property coverage pays for damage to or theft of your car. Not all auto insurance policies are created equal. The Brimberry Agency has been helping our clients secure great rates on premium auto insurance policies for more than a decade. Learn more about our auto insurance services, and contact us today to speak with an expert.
- A note on sports cars: High performance, horsepower, brand, design and safety features can all affect price points for sports car insurance. Contact The Brimberry Agency for additional information.
Flood Insurance
Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding. If you are wondering if you should have flood insurance for your property, you need to get in touch with The Brimberry Agency today. Our knowledgeable insurance agents can answer all of your questions and provide you with the best solutions for your insurance coverage needs. Learn more about flood coverage, and contact us today to get started.
Condo Insurance
Condominium insurance is designed specifically for condo or co-op owners. Condominium policies help protect your personal property and the interior of your unit. You will also have liability protection for bodily injury or property damage to others. If you need condo insurance for your property in Spring or the surrounding area, or you are interested in finding a better rate or additional coverage that your current policy doesn’t provide, get in touch with The Brimberry Agency today!
Mobile Home Insurance
Mobile home insurance is critical to keeping your home and your valuables protected. The coverage for mobile and manufactured homes is similar to a homeowners insurance policy, but there are some key differences. The knowledgeable team at The Brimberry Agency have extensive experience in mobile home insurance. Our team can introduce you to all of your options for mobile home coverage and connect you with the policies that best suit your needs. Learn more about mobile home insurance in Texas, and contact us today!
Boat Insurance
For many residents of Spring and the surrounding areas, boats are more than just recreation, they're a lifestyle! Boat insurance covers you in the event of a loss or damage to your boat. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts. Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs). If you cherish your days on the water, you need to protect your boat against all potential liabilities. Learn more about boat insurance, and contact The Brimberry Agency to work with a reliable, local insurance agent you can trust.
Motorcycle Insurance
The Brimberry Agency is passionate about keeping motorcyclists safe and protected on the open road. Motorcycle insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person's injuries or property damage. Our team takes a consultative approach to finding the best motorcycle insurance for your unique needs. Learn more about motorcycle coverage, and contact us today to speak with a friendly and knowledgeable insurance agent.
Jet Ski Insurance
A Jet ski is a personal watercraft, or PWC, which is a small stand-up or sit-down craft, also called a water scooter. PWC insurance protects your investment and provides compensation in the event that your personal watercraft is stolen, damaged, or destroyed in an accident. Life is grand when you get to enjoy all your toys without worrying about worst case scenarios. Learn more about jet ski coverage and PWC insurance, and contact The Brimberry Agency to speak with a helpful member of our team.
Rental Property Insurance
If you are regularly renting out a vacation home or investment property, you are required to have a landlord or rental dwelling policy. Rental policies provide property insurance coverage for physical damage to the structure of the home caused by fire, lightning, wind, hail, ice, snow or other covered perils. As a landlord, you can’t be too careful when it comes to protecting your rental properties. The Brimberry Agency has extensive experience with rental property insurance, and we can create custom policies to provide all your properties with the coverage they need. Learn more about rental property insurance, and contact us today!
Life Insurance
Life insurance is essential for those who want to look after their loved ones in the event of their passing. Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits. Life insurance can feel complicated, but with the help of the experienced agents at The Brimberry Agency, you can secure a comprehensive life insurance policy that fits your budget and coverage needs. Learn more about life insurance coverage, and contact us today to find the best policy for your unique situation.
Umbrella Insurance
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and is an effective way to protect your assets and your future. Umbrella insurance policies provide additional liability coverage above the limits of your homeowners, auto, and boat insurance policies. If you have specialized insurance needs that aren’t covered under your major policies, get in touch with The Brimberry Agency today. Our team can provide you with a tailored solution to your greatest insurance challenges.
Young Drivers
Do you have a new driver in your household? It’s an exciting and nerve wracking time, but the right insurance coverage can help you feel better about your young driver being on the road. Young driver auto insurance is an extension of your auto insurance. Insurance providers have different, and sometimes multiple, guidelines and incentives to obtain young driver insurance. The Brimberry Agency can help you get the best rates on all the coverage you need for your young driver. Contact us today for more information!
Ready to get started?
The Brimberry Agency is your trusted, local provider of personal insurance in Spring and the surrounding areas. Our team goes above and beyond to provide you with the personalized insurance coverage you need at the best rates available.